Tafkiro for Saudi Arabia.

Phase 2 (Integration Phase) requires direct API integration with ZATCA's Fatoora platform. B2B and B2G invoices must be submitted for clearance before issuance. B2C invoices require cryptographic stamping with QR code and reporting to Fatoora within 24 hours. XML format: UBL 2.1 with ZATCA-specific extensions. Each invoice requires UUID, cryptographic stamp, and sequential numbering. Wave 23 (taxpayers with turnover ≥ SAR 750,000 in 2022/2023/2024): mandatory by March 31, 2026. Wave 24 (taxpayers with turnover ≥ SAR 375,000): mandatory by June 30, 2026. All taxpayers will eventually be in scope.

Standard VAT rate of 15% (increased from 5% in July 2020) on most taxable supplies. Zero-rated for exports, international services, and certain categories. Exempt for financial services and certain residential real estate. VAT registration mandatory at SAR 375,000 annual taxable turnover.

WPS (نظام حماية الأجور) is mandatory for all private sector employers in Saudi Arabia. Salaries must be paid through the banking system within defined timelines, and monthly WPS payroll files must be submitted through the MUDAD platform. Non-compliance results in penalties including potential suspension of work visa applications.

Foreign national employees in Saudi Arabia hold Iqama (residence permits) that must be renewed annually. Expired Iqamas result in employee work-stop and employer penalties. Manpower supply companies managing hundreds or thousands of deployed workers face significant operational risk from unmanaged Iqama expiry.

IKTVA (In-Kingdom Total Value Add) is Saudi Aramco's local content programme requiring suppliers to demonstrate and grow Saudi content in their workforce, procurement, and services. Energy and government contract suppliers must report IKTVA scores.

1. 1.Seller generates the invoice in the ERP in ZATCA-compliant XML (UBL 2.1 with ZATCA extensions)
2. 2.ERP assigns a UUID and sequential invoice counter to the invoice
3. 3.ERP generates the cryptographic stamp using the ZATCA-issued device certificate
4. 4.ERP submits the XML invoice to ZATCA's Fatoora platform via the Clearance API
5. 5.Fatoora validates the invoice and returns the cleared XML with ZATCA's cryptographic stamp
6. 6.ERP receives the cleared invoice, embeds the ZATCA stamp and QR code
7. 7.Cleared invoice is issued to the buyer — this is the first time the buyer receives the document

1. 1.Seller generates the simplified tax invoice with cryptographic stamp and QR code at point of issue
2. 2.Invoice is issued directly to the buyer (no pre-clearance required for B2C)
3. 3.ERP queues the B2C invoice data for batch reporting to Fatoora within 24 hours of issue
4. 4.Fatoora receives and processes the simplified invoice report

• Fleet contract lifecycle: mobilization → active rental → demobilization → return inspection
• Utilization tracking per asset (heavy machinery, generators, lifting equipment, vehicles)
• ZATCA-compliant rental invoices with periodic billing and equipment serial numbers
• Predictive maintenance scheduling by asset meter hours and usage patterns
• Damage assessment and debit note generation for equipment returns
• Multi-site asset location tracking across Vision 2030 project sites

• Iqama expiry calendar with 90/60/30-day automated renewal alerts per worker
• WPS file generation for monthly payroll submission through MUDAD
• Multi-site payroll: workers deployed across multiple client sites each with separate cost allocation
• Deployment scheduling: worker-to-project-site assignment with start/end dates and mobilization tracking
• Visa category tracking (Iqama type, sponsorship transfers, exit/re-entry permits)
• ZATCA-compliant service invoices to clients with worker deployment details and markup

In ZATCA Phase 2's clearance model, a B2B invoice cannot be issued to your buyer until ZATCA has validated and cryptographically stamped it. There is no workaround — an uncleaned invoice is not a valid invoice under Saudi law. ERPs that handle ZATCA as a plugin or a manual export step create a break in the transaction workflow: the invoice exists in the system but the compliance step is disconnected. Tafkiro's Fatoora API call happens synchronously when you confirm the invoice. If ZATCA clears it, the invoice is immediately ready for dispatch. If it errors, the invoice is held with specific ZATCA error codes for correction — not silently passed through.

A manpower supply company with 500 deployed workers manages 500 Iqama expiry dates as a recurring operational cycle. One expired Iqama creates a work-stop for that worker and potential visa application suspension for the employer. At 500 workers, unmanaged Iqama expiry is not a one-off problem — it is a continuous operational risk. Tafkiro's HR module maintains the Iqama expiry calendar for every worker, generates automated alerts before expiry, and shows the complete workforce compliance dashboard in real time. Saudi manpower supply companies have told us this is the single most operationally disruptive problem they have before implementing Tafkiro.

Heavy equipment rental is not a standard sales order. A rental contract generates: a mobilization invoice on delivery, periodic rental invoices based on utilization (metered or calendar-based), maintenance debit notes when contracted service intervals are reached, and a demobilization invoice on return — with potential damage deductions based on return inspection. Standard ERP sales modules handle point-in-time transactions. Tafkiro's rental management module handles the contract lifecycle from mobilization to return, generating ZATCA-compliant invoices at each stage without manual intervention.

Many Saudi businesses serving Vision 2030 giga-projects operate across multiple legal entities — a holding company, a project operations company, and sub-entities for specific contract scopes. The financial consolidation across these entities needs to happen without manual Excel work. Simultaneously, the operational picture — which equipment is on which site, which workers are deployed where, what is the project-level cost to date — needs to be visible across all entities in real time. Tafkiro runs multi-entity consolidation natively alongside the operational modules, producing a single operational and financial picture across your entire Saudi operation.

The Wage Protection System is a statutory requirement. Monthly payroll must be processed through the banking system with WPS confirmation, and the payroll file must be submitted in the MUDAD-compatible format. Penalties for non-compliance include suspension of work visa applications — which for a manpower supply or construction company is an existential operational risk. Tafkiro generates the WPS file from the payroll run in the correct format, tracks payment confirmations, and flags any unconfirmed salary payments before the MUDAD reporting window closes.

Tafkiro's current interface is in English. Arabic UI localisation is on our product roadmap as a primary commitment for the Saudi and broader Gulf market — not a translation add-on but a first-class right-to-left interface designed for the operational workflows of Saudi enterprises. If your workforce requires Arabic UI as a go-live requirement, confirm the current availability status in your scoping call so we can give you an accurate timeline. We will not ship an Arabic version until the UI quality meets the same standard as the English version.

Saudi Arabia compliance is one module in a fully integrated platform.

GST, ZATCA, VAT, InvoiceNow — every statutory integration is maintained in-house and ships to all customers simultaneously on every regulatory update. No third-party localisation pack, no SI-dependent compliance path.